Residential Mortgages for self-employed and employed applicants

Status and non status, first time buyers and re-mortgages

Residential Mortgages for self-employed and employed applicants

What defines a Regulated Residential Mortgage?

Unlike consumer finance, personal property transactions are regulated by the Financial Conduct Authority. Mortgages are tailored to each borrower, ensuring that you have the capacity to meet the costs of the finance and your other commitments.

You will need to take independent professional advice and be fully advised throughout the process.

You need to be made aware of the various options and may need help in deciding which are best for you.

We offer you an immediate and FREE assessment through our panel of specialists who will take into account your circumstances and advise you on what you may borrow and how much it will cost, along with details of fixed or variable rate of interest options.

Our specialists work with a full panel of lenders to deliver you with a mortgage specific to your needs, your circumstances and the type of property.

Including those who are self-employed.

Mortgages are typically available from £50k – £1m interest only, or capital and interest repayment with fixed or variable options, up to 35 years.

Interest rates will vary based on loan size and serviceability, typically fixed between 0.89% and 0.99%, dependent on loan size and type of property. In general, interest rates are property specific.

In addition to our range of residential and commercial mortgages, we also offer you short-term finance and second charge loans as well as mezzanine finance. 

Full rates on application.

Our in house expertise will provide you with up-to-date information to include everything that you need to know e.g. how much you could borrow through us and full details of what it will cost. We offer direct and easy access to the whole of the lending market.

Capital Release

Second Charge Mortgages

We offer you options to release capital from the equity in your property for use in connection for home improvements  or when in connection with your business for up to 100% of the remaining equity in your property

Alternatively, if you are planning for your future or considering to take early retirement, then we will introduce you to authorised specialists that will provide independent information within a regulated framework.

Fixed or variable rate options, cost effective high loan to value.

90% LTV or 100% with additional security

Use for purchase or refinance, equity release, or for business cash flow.

  • Non status mortgages available
  • Mortgages for the Self Employed

We will consider applicants with impaired credit history!

We provide a free introduction to specialist intermediaries who will provide you with personal one-to-one guidance with all aspects of your finance application throughout the process from day one application to completion.

We are a Master Broker, approved and directly authorised by the Financial Conduct Authority.

IF YOU ARE SEEKING FINANCE IN CONNECTION WITH A BUSINESS OR INVESTMENT PROPERTY

OTHER FACILITIES THAT WE CAN ASSIST WITH  include:

  • Commercial and semi commercial mortgages and remortgages – owner occupiers or investment
  • Buy to Let mortgages
  • Refurbishment loans for conversion or upgrades
  • Pre Planning property acquisition
  • Development Lending for permitted rights
  • Secured business loans
  • Land – pre and post planning

Simply phone or email us – absolute confidentiality guaranteed. We offer a FREE one-to-one consultancy and assessment. – No front fees payable.

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