We will provide you with a guide to the maximum loan amount you can borrow, whether for a Buy to Let, an HMO or a Commercial Investment.
We explain to you how the loan amount has been calculated and what it will cost to service the loan.
You will be offered either a variable rate mortgage or a fixed rate.
We will require your tenants to enter into an AST (Assured Shorthold Tenancy agreement) for residential investments (generally renewable after 6 months).
For commercial properties, tenants will be required to be of good standing and to enter into a lease.
The value and location of the property, along with the projected rental or lease income, are key factors in determining the loan amount.
Up to 25 Years Interest Only
For investment mortgages, lenders may vary. Terms quoted are correct at the time of publication and subject to contract, but are liable to change in accordance with the prevailing bank base rate and market conditions. We will, on application, provide details of any changes and the rates that will currently apply.
RESIDENTIAL BUY TO LET OR COMMERCIAL INVESTMENT
Fast & Easy Access
The maximum loan amount will be calculated as a percentage of the value or purchase price (whichever is the lower) using the projected rental or lease income.
Interest rates will differ for residential and commercial properties.
We process your requirement from application to drawdown – no additional workload for you!
When you decide on a term loan, you are free to decide on the term required.
Lump-sum capital payments are allowed.
Reasons to Contact Us
FREE ACCESS TO OUR COMPREHENSIVE
FINANCE EXPERTISE